For the people of Pontardawe – solutions to your Personal debt Problems!
You can buy yourself some time and re-organise your finances!
It is typically very nerve-racking when you end up heavily in debt, often as a result of no fault of your own. Employing solutions to debt problems can be difficult, especially when you’re so deep in debt that lenders are constantly phoning and bailiffs are threatening to drop in. Credit cards, store overdrafts, cards and loans – they can soon spiral out of control; frequently because of a change in your personal situations including illness, redundancy, or another unforseen event.

You will be happy to find out that there are many solutions to debt, and we can buy you time to re-organise your finances.

  • Stop hassle from your creditors, letters and phone calls.
  • Talk with accepting, non-judgemental, professional debt advisors.
  • Solutions can be tailor-maded to your personalized debt circumstances.
  • No obligation debt advice from Debt Care Consultants.
  • Free first meeting.
  • Buy yourself time, and get your life back in control.

We offer concise and clear debt management advice, offering transparency at all levels and with a clear fee structure – there are no hidden extras. We will then introduce you to a specialist team who will tailor a debt solution to your specific and personal circumstances, and they are committed to offering you the best possible debt advice.


Half of Britons bothered with debt.
R3, the insolvency trade body, revealed that one-half of all Brits are worried about debt.
Which begs the question: what are the other half of Pontardawe worrying about?
Anyway, it’s worth pointing out that’s only half of the adult population. Hopefully we can assume that those not old enough to apply for credit don’t have too many financial worries just yet, besides the soaring cost of sweets and crisps.

Debt worries feature payday loans, says StepChange.

In 2012 had payday loans compared with 2011, a charity has said. The StepChange debt charity helped 36,413 people last year who had payday loan debts, some 20,000 more than the previous year. The average debt of those in trouble was £1,657, the advice charity said.
The increase shows the rapid rise of payday lending, although credit cards and unpaid bills are also concerns for those seeking help. Typically, payday lenders make loans of several hundred pounds for a matter of weeks, at interest rates that can work out at well over 1,000 % on an annual basis.

Busted: Two debt ‘help’ firms ripping off the poor.
The two Cheshire-based firms have been wound up by a High Court judge at the request of Business Secretary Vince Cable following an investigation by the Insolvency Service. Two debt management companies have been shut down on the orders of the government.
The two Cheshire-based firms have been wound up by a High Court judge at the request of Business Secretary Vince Cable following an investigation by the Insolvency Service. Debt Help Direct Ltd and Money Worries Ltd, both run by John Taylor-Groom and based in Handforth, targeted vulnerable people who could not pay off their debts and netted £1.3 m in just two months. Now more than a dozen creditors have come forward saying they are owed more than £900,000 by the two firms. The cash includes a total of â£545,000 that is owed to HM Revenue and Customs.
It is feared many clients who are unaware of the companies’ demise are yet to contact the Insolvency Service. Far 18 creditors have come forward.

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